Guides · tool

Free Product Growth Benchmark Calculator (B2B & Consumer)

Joni Lindgren Founder & Growth PM 5 min read

Yes. The free growth benchmark calculator at benchmark.scilla.studio charts four metrics against B2B SaaS and consumer ranges. The four are retention at Day 1, 7, 30 and 90, K-factor, LTV:CAC and CAC payback. It needs no signup and no sales call.

Every range names its source (Amplitude, Mixpanel, Bessemer, OpenView, a16z, Adjust, AppsFlyer, Reforge, Andrew Chen) or says when a figure is an estimate. The tool shows which of the five metrics sits below its range.

What is a growth benchmark, and is it a target?

A growth benchmark is the average range a metric falls into for products like yours, not a goal line. Used right, it shows where you stand and which number is off. Used wrong, it becomes a target you chase past the point of usefulness.

Our free growth benchmark calculator charts retention, K-factor, LTV:CAC and CAC payback against sourced B2B SaaS and Consumer ranges.

Open the calculator →

What the calculator does

You enter the numbers you already have: last month’s new users, monthly active users, a few retention points and your unit economics if you have them. The tool plots them against the average range for your product type. Metric by metric, it shows where you land: inside the range, above it or below it.

It is a directional read on four growth metrics, side by side, with the sources visible. It stops short of a verdict.

The most useful output is which metric is below benchmark. Weak Day-7 retention and weak LTV:CAC are very different diseases with very different fixes.

The four metrics it benchmarks

The ranges shown are the ones the tool uses.

Retention

Retention here is cohort retention: the percentage of everyone who signed up still active after a given number of days.

MetricB2B SaaS (cohort retention)Consumer apps (cohort retention)
Day-1 retention5 to 25% (estimate)20 to 30%
Day-7 retention4 to 20% (estimate)8 to 15%
Day-14 retention3 to 18% (estimate)4 to 8%
Day-90 retention2.5 to 15.6% (Amplitude)1 to 4%

Sources: Amplitude B2B Technology Product Benchmarks (B2B Day 90; Day 1 and Day 7 are estimates); Adjust, AppsFlyer, Amplitude, Mixpanel, Statista (consumer). Pendo’s returning-user rates (50 to 70% Day 1, 40 to 60% Day 7, 25 to 35% at 90 days) measure something else and are not comparable.

The two product types differ in the shape of the curve and in what counts as active. That is why the calculator makes you pick a product type first. (More on each range in retention rate benchmarks and why B2B and Consumer don’t compare.)

K-factor (viral coefficient)

K-factor is your viral multiplier: how many additional users each new user generates before their influence runs out. K = 0.5 means two users bring one more. K > 1 is true viral growth.

B2B SaaSConsumer apps
K-factor0.1 to 0.30.3 to 0.7 (rarely >1)

Sources: Reforge, Andrew Chen. Anything above 0.3 is unusually strong unless the product has built-in collaboration loops. Even a Consumer K of 0.5 counts as very strong. If your number looks suspiciously high, the most common cause is counting invitations that did not convert. (How to lift K-factor without bolting on a referral program.)

LTV:CAC ratio

LTV:CAC compares the lifetime value of a customer to what it costs to acquire one.

B2B SaaSConsumer apps
LTV:CAC3:1 to 5:12:1 to 4:1 (ideal ≈3:1)

Sources: Bessemer State of the Cloud, OpenView SaaS Benchmarks, a16z (B2B); Adjust, AppsFlyer, a16z (Consumer). Roughly 3:1 is the minimum healthy baseline. Below 2:1 is structurally risky. A ratio above 5:1 often means you are underinvesting in growth. (Why a great LTV:CAC can come with flat growth.)

CAC payback period

CAC payback is how many months of margin it takes to earn back the cost of acquiring a customer. A healthy LTV:CAC with a brutal payback period can still starve you.

B2B SaaSConsumer apps
CAC payback6 to 12 months (SMB/self-serve), 12 to 24 months (enterprise)1 to 6 months

Sources: OpenView, KeyBanc SaaS Survey (B2B); AppsFlyer, Mobile Dev Memo (Consumer). Under 12 months is strong for B2B. Longer payback is only acceptable with very high retention and expansion. Past six months, most fail at scale. (What to do when payback is too long.)

Activation, which the tool no longer grades

The tool used to grade activation and onboarding completion. An audit in June 2026 found no published range that matched ours.

The only onboarding-completion figures (Userpilot, a vendor sample) sat two to four times below. Activation depends so much on each company’s own definition that no range survived. The full reasoning is in where the benchmark numbers come from.

How to read your result without fooling yourself

The temptation is to chase whichever reading is red. Resist it, in this order:

  1. Read retention before economics. A great LTV:CAC built on a leaking bucket is a timing problem.
  2. Look for the curve flattening, more than the absolute number. A Day-14 number that’s “below benchmark” but flat from Day-7 is often healthier than a higher number still falling off a cliff.
  3. Don’t compare across product types.
  4. A range is a range, not a line. Landing at the bottom of a range isn’t failing. Your business model (freemium, self-serve, enterprise) changes what “good” looks like.

The metrics also interact. K-factor and retention compound: if users churn fast, every viral loop gets fewer chances to fire before the user leaves. (The cohort model behind the charts walks through that math.)

Why we keep the sources visible

We show sources because a benchmark you can’t trace is a rumor with a number attached.

Where we have no clean source (the activation ranges above, and the B2B Day-1 and Day-7 retention estimates), we say so.

Use the calculator

Open the free growth benchmark calculator →

Enter last month’s new users and MAU, a few retention points, and your unit economics if you have them.

If you want the methodology before you trust the output, start with how to benchmark startup growth.

Frequently asked questions

Yes. The growth benchmark calculator at benchmark.scilla.studio is free: no signup, no paywall, no demo gate. It charts retention, K-factor, LTV:CAC and CAC payback against B2B SaaS or consumer ranges.

Yes. You pick a product type first and the tool loads the matching ranges. For example, Day-90 cohort retention is 2.5 to 15.6% for B2B (Amplitude) and 1 to 4% for consumer.

Four: retention (Day 1, 7, 30 and 90), K-factor, LTV:CAC and CAC payback period. Each is plotted against the average range for your product type.

Named industry sources (Amplitude, OpenView, Bessemer, a16z, Adjust, AppsFlyer, Reforge and others), listed alongside each metric. The B2B Day-1, Day-7 and Day-30 retention ranges are directional estimates and are flagged as such. The reasoning behind every range is in where the benchmark numbers come from.

No. Benchmarks are context, not targets. Use them to spot which metric is off. Then look at the trend (is the curve flattening?) and your business model before deciding anything.

See where your numbers actually land

Plot your retention, CAC payback, LTV:CAC and K-factor against the B2B and Consumer bands, and find out whether a good-looking number is real or sitting on a leaky retention curve.

Run the growth diagnostic →
Free · No signup · 6 minutes
Written by
Joni Lindgren
Founder & Growth PM · DM on LinkedIn
See where your metrics land Run the diagnostic →